The Etihad Credit Bureau (ECB) website is the official digital platform of the UAE’s federal credit bureau, established to provide reliable and centralized credit information services for individuals and companies across the United Arab Emirates. The bureau operates under federal laws and plays a key role in collecting, analyzing, and maintaining credit data from various financial institutions, including banks, finance companies, and government entities.

We are a data technology company that simplifies information to reveal powerful insights that increase clarity and confidence for UAE residents, businesses and our partners.

Our pillars

Simply engaging

We minimize the complexity that is synonymous with the financial ecosystem and strive to build clarity and confidence. We believe that by making things simpler, finance becomes accessible to everyone so decisions can be made more easily, unlocking more possibilities for everyone.

Boldly transformational

We are courageous forward-thinkers, fueled by passion and propelled by innovation. We leverage valuable insights to create a myriad of inspiring opportunities.

Approachable companions

We are optimistic, approachable and open to ideas, people and partnerships. We value everyone and find ways to be accessible, inclusive and relatable. This means that we reach out to connect and welcome people, businesses and the government so that they can move towards their goals and ambitions.

Dynamic enablers

We are fast on our feet and driven to make things happen. We leverage our people and centralized technology ecosystem to work in an agile way that enables people, businesses and the government to access insights.

Our information provider

We collaborate with over 115 information providers, including banks, finance companies, telecom, courts, utility providers and government entities, and other leading organizations, to furnish up-to-date credit information. Helping people, businesses and the government transform for the better.